By: Melissa KerickOwning a home can be a powerful tool for building long-term wealth and securing your family's financial future. When done correctly, refinancing your mortgage can enhance these benefits and provide even greater value from homeownership.
By: Melissa KerickRefinancing your mortgage can unlock numerous benefits, but the process requires the same level of diligence as getting your original loan. Here’s how you can prepare to make the most of refinancing your home.
By: Melissa KerickWhether you're just starting the home purchase process, about to close on a home, or already enjoying homeownership, understanding your Loan-To-Value (LTV) ratio is essential. It significantly impacts your finances and mortgage options.
By: Melissa KerickFor first time homebuyers, the terms “mortgage insurance” and “homeowners insurance” can get a little confusing. Let’s break down what these terms mean, and what you need to know about the different types of insurance involved when purchasing your home.